Medicare Part B covers which of the following and typically covers what percent?

Medicare Part B covers which of the following and typically covers what percent?

• A. Outpatient services; 80% of costs with 20% out-of-pocket
• B. Inpatient hospital stays; full coverage
• C. Dental and vision; 100% coverage
• D. Prescription drugs; 50% coverage

Answer: (A)

Medicare Part B is the part that covers outpatient care and medically necessary services you receive outside of a hospital setting. It typically pays about 80% of approved charges after you meet the annual deductible, leaving roughly 20% as your out-of-pocket coinsurance. This distinction matters because it means Part B handles doctor visits, lab tests, preventive services, and other outpatient care, but it does not cover inpatient hospital stays (that’s Part A), nor does it provide comprehensive dental or vision coverage. Prescription drugs are mostly covered by Part D (with some exceptions for drugs administered in a clinical setting that Part B may cover).

Medicare Part B is the part that covers outpatient care and medically necessary services you receive outside of a hospital setting. It typically pays about 80% of approved charges after you meet the annual deductible, leaving roughly 20% as your out-of-pocket coinsurance. This distinction matters because it means Part B handles doctor visits, lab tests, preventive services, and other outpatient care, but it does not cover inpatient hospital stays (that’s Part A), nor does it provide comprehensive dental or vision coverage. Prescription drugs are mostly covered by Part D (with some exceptions for drugs administered in a clinical setting that Part B may cover).