Which statement about Medicare Part C (Medicare Advantage) is true?

Which statement about Medicare Part C (Medicare Advantage) is true?

• A. It is a separate benefit added to Parts A and B.
• B. It is an all-in-one alternative that is managed by private plans and must cover A and B; often includes Part D
• C. It does not require network restrictions
• D. It never includes extra benefits like dental or vision

Answer: (B)

Medicare Part C, Medicare Advantage, is an all-in-one option offered by private plans that serves as an alternative to Original Medicare. These plans must cover what Original Medicare covers—Hospital (Part A) and Medical (Part B) services—and most plans also provide prescription drug coverage (Part D). Because these are private plans, they can add extra benefits such as dental, vision, and hearing, and they often operate with network rules that require using in-network providers for the best coverage. This is why the statement is correct: MA is an alternative to Original Medicare that bundles A and B (and frequently D) within a single private-plan package. The other choices don’t fit because MA is not merely an added-on benefit to Parts A and B, it replaces Original Medicare with a private-plan option; MA plans typically have network restrictions rather than no restrictions; and many plans do offer extra benefits like dental or vision.

Medicare Part C, Medicare Advantage, is an all-in-one option offered by private plans that serves as an alternative to Original Medicare. These plans must cover what Original Medicare covers—Hospital (Part A) and Medical (Part B) services—and most plans also provide prescription drug coverage (Part D). Because these are private plans, they can add extra benefits such as dental, vision, and hearing, and they often operate with network rules that require using in-network providers for the best coverage.

This is why the statement is correct: MA is an alternative to Original Medicare that bundles A and B (and frequently D) within a single private-plan package. The other choices don’t fit because MA is not merely an added-on benefit to Parts A and B, it replaces Original Medicare with a private-plan option; MA plans typically have network restrictions rather than no restrictions; and many plans do offer extra benefits like dental or vision.